What are the four tabs in the image inspector used for in the StudioWorks+ Editor?

The StudioWorks+ Image Inspector allows you to add effects to a selected image.

It includes three tabs that provide information about an image:

Effects – Provides information about image effects, masking and brightness/contrast.
Adjust – Provides information about the image cropping style, rotation, scale and position.
Text Merge – Allows you to merge text with either an image or color.
Frame – Allows you to add a frame to an image, and set the frame attributes.